Share Accounts
A share account is similar to a savings account. To be a member of EASY CASH PAYDAY LOANS, LLC, a share account must be opened and a balance of $5.00 maintained.
CHECKING ACCOUNTS:
EASY CASH PAYDAY LOANS, LLC checking accounts do not have a minimum balance requirement and there are no monthly check fees. Overdraft protection is available from your share account or an overdraft protection loan. Contact the Credit Union to set-up your overdraft protection.
LOANS:
There are three categories of loans at EASY CASH PAYDAY LOANS, LLC.
- SECURED – A loan that has some form of collateral given is a secured loan. Examples are: vehicle, camper, motorcycle, boat, computer, etc.
- SHARE SECURED – These loans use your share (savings) account as collateral. Your shares continue to earn dividends while pledged as collateral.
- LINE OF CREDIT – This type of loan requires no collateral and can be used for a wide variety of reasons such as consolidating bills, home improvement projects, etc.
OTHER SERVICES:
| ATM/Debit Cards | Credit Life & Disability Insurance |
| Online Banking | Direct Deposit |
| Wire Transfer | Young Savers’ Club |
| Loadable Gift Cards* | Money Orders/Cashiers Checks |
| GAP Insurance | NADA Guides |
| Payroll Deduction | Fax Service |
| Consumer Reports Magazine | Postage/Stamps |
| * Only during the holiday season |